November 1st, 2019 - Professional Liability Insurance
All regulated members of the College of Registered Psychiatric Nurses of Alberta are required to hold Professional Liability Insurance (PLI) during their registration. This is a requirement by law under the Health Professions Act (HPA) Part 2 – Registration Section 28 (1)(c) to show evidence of having the amount and type of Professional Liability Insurance (PLI) required by the regulations. CRPNA regulations Section 11 Liability Insurance states: All applicants for registration as regulated members must provide evidence of having the type and amount of professional liability insurance required by the Council.
PLI is in place to protect both the patient and the member. By having PLI, a member is protected professionally and financially from claim (real, alleged or false) made against the member as a result of rendering professional services. The client is protected should the claim be substantiated, and damages awarded.
CRPNA provided a secondary aggregate insurance coverage with every practice permit. The primary PLI coverage for employed RPNs has been with their employer. RPNs in independent practice have always been required to purchase their own PLI and provide proof of PLI to CRPNA. As of November 1st, 2019 CRPNA, will no longer be providing secondary aggregate insurance coverage aligning with many other Health Professions in Alberta. The current secondary aggregate insurance has never been utilized in Alberta or had a claim made against it.
During renewal all RPNs will be asked to declare they have met the PLI requirements. CRPNA is working with most of the major employers to have them verify that RPNs in their employ are adequately covered under their PLI. The employer will submit a copy to CRPNA on behalf of RPN’s in their employ annually.
FAQ - Professional Liability Insurance
If you have questions, please contact the CRPNA office.